Ease Worry by Adding Roadside Assistance
A great benefit to having car insurance is that you can add roadside assistance to your policy. Roadside assistance can come in very handy. With roadside assistance, motorists do not have to worry when they are cruising along that some mechanical meltdown will leave them stranded. All they have to do is pick up a phone and dial their roadside assistance number and someone will soon be there to fix their flat tire, bring gas, tow the car, or give a battery jump. It is sort of like having Superman on speed dial.
Even some cars come with a convenient built-in button for roadside assistance. The person in the car simply presses the button and they are connected to a live operator who will either guide them out of trouble or send someone to help them. Full Post…
Car Accident Claims 101
Many people are involved in car accidents every single year. It can be a very horrifying experience to go through so it helps to be as prepared as possible to handle the accident properly.
People should be familiar with the type of car insurance that they have. Most people do not know what amount of monetary coverage they have if they are involved in a car accident. It is important to know this information because it impacts a person’s financial responsibilities when they are involved in an accident. Here are some tips on what to do when involved in a car accident.
The first tip is to notify the authorities as soon as a car accident takes place. I
State-mandated mimimum auto liability limits are inadequate to protect assets
When I talk to people about auto insurance, liability limits keep coming up. Why should you carry more insurance than the law requires? How much is enough?
Bodily injury liability coverage pays for injury or death of the driver and/or passenger(s) of another car if you are at fault in an accident. Any medical bills, lost wages or accommodations, like wheel chair ramps and caregiver wages, are all part of a bodily injury claim. Any death claim is also paid by your bodily injury coverage.
Your car insurance company is required to make payments for a bodily injury liability claim on your behalf until the limits of your policy are exhausted–and then you are on your own.
Supercar Insurance to Costs around £300,000 to Insurers
If we compare car insurance quote online, the insurance policy of high-powered cars costs hefty amount to be paid for compensation in the event of any collision or accident. A car insurance company has to make recently such expensive compensation against the repairs of a Pagani Zonda S supercar. The insurance company will have to shell out around £300,000 for the damages to the supercar. This is the priciest car insurance claims ever made to an insurance provider.
The drivers used to make claim in fear of getting hiked premium but with the damages of this supercar, the people have different opinion, as no claims are not always good.
IIHS Says Traffic Cameras Save Lives
An intersection with a traffic camera has the potential to catch you breaking the law and end up increasing your auto insurance rates, but according to the Insurance Institute for Highway Safety (IIHS), while those cameras could be annoying, they’re also saving lives. The IIHS issued a report last week that found these cameras have saved over 100 lives so far.
159 Lives Saved by Red-Light Photo Enforcement
According to last week’s report issued by the IIHS, a nonprofit traffic safety organization funded by the auto insurance industry, 159 lives were saved by red-light photo enforcement between 2004 and 2008. The lives were saved in 14 U.S. citi