Cheap car insurance: A panic button

That big button marked “Start” on your car’s dashboard may soon be marked “Stop.”

The National Highway Traffic Safety Administration wants to standardize keyless ignition systems to make sure drivers can shut off a runaway car. The move was prompted largely by complaints from hundreds of owners unable to stop their Toyotas and attention surrounding a high-profile accident that killed a family of four in 2009.

A CarInsurance.com Customer Said:

I renewed my policy by phone today with your agent. She was fantastic. In a world where basically no one seems to care much any more… I was ple

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December 14, 2011 • Tags: Button • Posted in: Auto Insurance Costs • No Comments

Factors that might affect the Cost of Auto Insurance for seniors

Whether you are a new driver or you are already in your senior years you will be required to get insurance if you will drive a car or any vehicle. Seniors still has the privilege to drive their own car so they should also get auto insurance for seniors. The needs for car insurance in the past for seniors are very different in this modern time because the lifestyles of seniors have changed. Seniors nowadays are very mobile, traveling in different places in the United States and their life expectancy is much higher than before. If you are a senior driver, then you have to know that your needs and choices for auto insurance are very different for your age group.

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December 13, 2011 • Tags: Seniors • Posted in: Auto Insurance • No Comments

What actions will result in a license suspension in Mississippi?

It is important to remember that your driver’s license is a privilege, not a right. The state of Mississippi can always decide that you haven’t earned the privilege and take it away from you. You can have your license to drive suspended for any of the following.
• DUI
• Late paying child support
• Suffering from epilepsy or other seizures
• Traffic violations

The length of the suspension will vary based on the activity. DUI suspensions can range from 90 days to 5 years. Failure to pay child support will result in a suspension until you’ve paid the money. To get back a license after seizures, you must have a doctor certify that you’ve been seizure free for one year. Traffic violati

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Report Questions Validity of Data Cited in Florida PIP Reform Talks

A new report commissioned by the Florida Consumer Action Network (FCAN) questions the reliability of insurance provider data supplied to state regulators and used to support the case that the state’s no-fault auto insurance system must be overhauled.

The report, written by Lorilee Medders, a Florida State University professor and expert in insurance and risk management, takes issue with an April report compiled by the state’s Office of Insurance Regulation (OIR) based on information about personal injury protection (PIP) coverage submitted by 31 companies.

Regulators made clear in that report that the data was submitted voluntarily by insurers and was not audited by state officials.

The OIR report cited, among other things, a 40 percent increase in the number of PIP claims filed between 2006 and last year and a 66 percent hike in the amount of payment on claims over the same time frame.

“Care must be taken in judging the data’s accuracy where it was based on voluntary information supplied by” companies, Medders writes, adding that “accuracy cannot be assumed.”

Insurers, state officials and industry experts say inflated claims, staged accidents and other misuses of the system are spiraling out of control, increasing costs for coverage providers, who in turn raise policy rates, making premiums for the auto insurance Florida drivers are legally required to carry expensive for all motorists.

The Sunshine State is one of a dozen with so-called “no-fault” systems that are designed to reduce the need for motorists to file lawsuits to cover injuries resulting from accidents. State law require

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December 6, 2011 • Tags: Florida, Florida Pip • Posted in: Auto Insurance • No Comments

UK riots: How well does insurance cover damage and will it push up premiums?

Residents, motorists and business owners affected by the riots that hit parts of the UK this week should be covered under the majority of insurance policies, according to experts.

The cost to insurers is likely to be tens of millions of pounds, according to the Association of British Insurers (ABI).

But if youve been affected are you covered by your insurance and will premiums go up? Tara Evans explains. 

If your car has been damaged

The AA have said if you have a comprehensive motor policy you should be covered if your car has been damaged in the riots.

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